Your Local Personalized Payment Solutions Based in Hesperia, CA

Independent Contractor for Point of Sale Systems. Serving High Desert, mountain locations including Hesperia, Victorville, Apple Valley, Wrightwood and the I.E. California with pride.

Why Choose Tim's Merchant Services?

At Tim's Merchant Services, we’re proud to be your trusted local partner for merchant services in the High Desert and Inland Empire. We understand the everyday challenges that small businesses face—because we live and work right here in communities like Hesperia, Victorville, Apple Valley, and Rancho Cucamonga. Whether you run a restaurant, retail shop, or service-based business, our mission is to provide personalized, cost-effective point of sale systems that make accepting payments easier, more reliable, and better suited to the way you do business.

We offer flexible POS solutions for small businesses, from mobile card readers to in-store payment terminals—so you can process payments with confidence, whether you're at the counter or on the go. Say goodbye to overpriced payment processing systems, rigid long-term contracts, and hidden fees—and say hello to smarter, affordable payment solutions built for growing businesses in the High Desert and IE.

Have Questions? Let’s Chat!

Reach out for a personalized consultation—we’d love to get to know you and explore how we can support your business growth. You can reach out to us at (760)991-3556 or send us a message from the form below. We will get back to you as soon as we can!

Payment Solutions Tailored for Your Business

Frustrated with your Current POS system providers?

At Tim’s Merchant Services, we offer transparent pricing, flexible point of sale options, and personalized support from a local High Desert expert who understands your business. As an independent payment solution provider serving areas like Victorville, Hesperia, Apple Valley, and the broader Inland Empire, we work with multiple trusted vendors to offer truly competitive rates without the pushy sales tactics or rigid contracts you get from big-name providers.

We provide a free, no-pressure review of your current system or merchant account to see if you're overpaying or missing out on features that could better support your operations. Whether you're a restaurant, retail shop, or mobile business, we’ll help you compare options and switch to a smarter, more affordable solution—with less hassle than you might expect.

Trusted by Local Businesses for Seamless Payments

Switching to Tim's Merchant Services cut our processing costs and sped up checkout times. Their personal support made all the difference.

Frequently Asked Questions

Find answers to common questions about our service

What types of payment systems do you offer?

We provide a range of payment solutions including countertop terminals, mobile card readers, and contactless payment options tailored to your business needs.

How do your pricing and fees work?

Our pricing is transparent with no hidden fees or long-term contracts. We work with top processors to offer competitive rates that fit your business size and transaction volume. 

What kind of support can I expect after signing up?

We offer ongoing personalized support, including setup assistance, troubleshooting, and advice to ensure your payment system runs smoothly and effectively.  Our team ensures your success from the start, and will lead you through any transitional difficulties along the way.

How quickly can I get started with your services?

Our onboarding process is simple and efficient. Once we understand your business needs, we’ll recommend the right solution and guide you through setup quickly. Providing your current merchant statement helps us streamline everything and ensure accurate recommendations. Most businesses are up and running with us within about two weeks from sign-up.

I already have a POS system—why should I consider switching?

Many business owners come to us after dealing with hidden fees, limited flexibility, long contracts, or poor customer support—issues that can arise with a variety of payment processing systems, including popular ones like Square, Shopify, or Toast. Some even experience unexpected fund holds or account freezes that disrupt their operations.

Whether you're trying to lower costs, add missing features, or just want more personalized support, we’re here to help. We offer a free, no-pressure review of your current setup and will walk you through better options tailored to your business. No sales pressure—just clear guidance from a local expert who’s on your side.